Properties Document: Before buying new or old property, definitely check these important documents…

It is very important to do thorough research before buying or investing in any property. Most of the people rely on brokers and builders when it comes to property. But, it is important to know yourself about this also. Let us tell you which documents are important to check before buying a property.

It is very important to verify the title and ownership of the seller before purchasing a property. After this also check the channel document. In this, complete details of the property sold by X to Y and the property sold by Y to Z are given.

Whenever you buy a house or flat, it is important to first check whether there is any property mortgage, bank loan or any tax outstanding on that property. For this you need an encumbrance certificate, because it contains information about all these things.

You must have often heard about OC Certificate (Occupancycertificate kya hai). This means an occupancy certificate which must be obtained from the builder. OC certifies that a building conforms to the National Building Code and is fit for habitation or habitation. This certificate is issued by a government agency like a local development authority or municipality (property document verification process). Before buying a house or flat, definitely obtain OC certificate from the builder.

Upon purchasing a flat, the builder or developer issues a possession letter in favor of the buyer, mentioning the date of possession of the property. Also, possession letter alone cannot be considered sufficient for possession of the property unless OC is also obtained.

Additionally, the buyer should ask for a Non-Objection Certificate (NOC) from the developer before purchasing the property. This No Objection Certificate (Property No Objection Certificate) is obtained from the Environment Department, Pollution Board, Sewage Board etc., which ensures “Notification of Approval” for the construction.