Get ready to go to the bank, the government is going to open 3 crore Jandhan accounts

PMJDY: Those who want to open Jan Dhan account in government and private banks of the country under Pradhan Mantri Jan Dhan Yojana get ready now. After 10 years, the government is all set to relaunch the campaign to launch Jandan accounts in banks for the poor in the country. There are reports that the central government will open Jandan accounts for about 3 crore people in the country. Union Finance Minister Nirmala Sitharaman has said that around 3 crore new Jandan accounts will be started under Pradhan Mantri Janat in the current financial year 2024-25 on the completion of 10 years of Pradhan Mantri Jandan Account Scheme. Dhan Yojana (PMJDY). Trimurti to Bring Digital Revolution: Recently, Reserve Bank of India (RBI) has announced to bring digital revolution through Trimurti i.e. Jandan-Aadhaar, UPI (Unified Payment Interface) and ULI (Unified Credit Interface). What is special about this is that RBI Governor Shaktikanta Das has talked about bringing in ULI i.e. Unified Lending Interface to provide easy credit to farmers, small shopkeepers and small entrepreneurs of the country. When was Pradhan Mantri Jandhan Yojana launched? Prime Minister Narendra Modi launched PMJDY as a major financial inclusion scheme on 28 August 2014. The number of bank accounts under the scheme increased to 14.72 crore in March 2015, which has almost quadrupled to 53.13 crore by August 16, 2024. Total deposits under PMJDY in March 2015 were Rs. 15,670 crore, which by August 2024 will be Rs. 2.31 lakh crore increased. On the 10th anniversary of this Pradhan Mantri Janthan Yojana to open 3 crore Janthan accounts in 2024-25, Nirmala Sitharaman said that our target is to open more than 3 crore Janthan accounts in the current financial year. As of August 14, 2024, there are more than 173 crore current and savings accounts in the country, of which more than 53 crore are Jandhan accounts. Banks also open a large number of public savings bank accounts. Also Read: 90 lakh govt employees will have money raining in their homes, forget all about NBS-OPS, says Finance Minister Nirmala Sitharaman More Govt adults and youth should open bank accounts The average balance in Jandan accounts has increased from Rs 1,065 in March 2015 to Rs 4,352 till August 16 this year. The finance ministry said 80 per cent of Jan Dhan accounts are operational, with the 'JAM Trio' (Jan Dhan, Aadhaar, Mobile) encouraging direct transfer of funds (DBT) to beneficiary accounts. With the JM trio, he said, DBT's scope has grown from regional to global. Also Read: Don't Know SIP's 555 Formula, Everyone Will FIRE Rs 5 Crore If They Take Their Lives The post Get Ready To Bank, 3 Crore Jan Dhan Accounts appeared first on Prabhat Kabar.